Uber & Lyft Accident Attorneys in Columbus, OH

Uber & Lyft Accident Attorneys in Columbus, OH

Uber & Lyft Accident Attorneys in Columbus, OH

Uber, Lyft, DoorDash and other rideshare/delivery businesses are all relatively new. While the drivers for these businesses occupy a similar space to other commercial drivers like taxi or bus drivers, the insurance standards to which they are held are different. They are only required to carry:

• $50,000 bodily injury liability per person/$100,000 per accident
• $25,000 property damage liability coverage.

Although $50,000 may sound like a lot, it can actually fall far short of covering all of an injured person’s ongoing medical bills, lost wages and pain and suffering. Fortunately, most rideshare companies carry more extensive liability insurance for their drivers when the driver is “on the clock.”

There are two instances where a rideshare driver’s insurance is affected by the rideshare company’s insurance policy.

It is important to note that these coverages are in addition to the driver’s own insurance, and there are scenarios where these polices don’t extend to passengers or other people injured in the accidents (notably when the rideshare driver is not at fault).

If the driver is accepting orders or rides on the app but is not in the process of an ongoing order, transporting an existing customer or on their way to pick up a new customer, rideshare insurance coverage will provide:

• $50,000 bodily injury per person/$100,000 bodily injury per accident
• $25,000 property damage liability

If they are actively in the process of completing an order or if they have a customer in their vehicle at the time of the collision their coverage includes:

• $1,000,000 third-party liability
• Uninsured/underinsured injury coverage
• Contingent comprehensive and collision with a $2,500 deductible

The consequences of an accident can be severe and costly. The minimum insurance required might not be enough to cover the cost of healing, time off from work, a lost occupation or the pain and suffering that follows a traumatic car accident. The additional coverage provided by rideshare companies can have a massive impact on your recovery following an accident involving a rideshare driver. A million dollars in coverage can make a world of difference in your ability to recover where only $50,000 might not cover the full extent of your damages.

The amount of money you are eligible for after a rideshare accident also creates incentive for rideshare companies to fight against any personal injury claim filed against them. You can expect that the driver will have legal representation provided for them by the company. It is unlikely that they will part with such a generous sum easily.

When dealing with a rideshare accident, it’s crucial to have knowledgeable Uber & Lyft Accident Attorneys in Columbus, OH on your side. These attorneys understand the complexities of rideshare insurance policies and can navigate the challenges of pursuing a claim against rideshare companies. They can help ensure that you receive the full compensation you deserve for your injuries and damages.

Contact the Buckeye Law Group today to schedule a free consultation. Our team of Uber & Lyft Accident Attorneys in Columbus, OH is prepared to fight for your rights and handle the complexities of your case with expertise. If you’ve been involved in an accident with a rideshare driver, don’t hesitate to reach out for the legal support you need.