Uber & Lyft Accident Attorneys in Dayton, OH

Uber & Lyft Accident Attorneys in Dayton, OH

Uber & Lyft Accident Attorneys in Dayton, OH

The introduction of rideshare companies was a majorly disruptive addition to roads in both positive and negative ways. Using modern technology, these companies have made it extremely easy for people to get an affordable ride without having to call a taxi. Unfortunately, these drivers may have an incentive to drive unsafely to earn more money. There’s also very little quality assurance involved in hiring these contractors. Even though some hiring rules are in place regarding driving records, mistakes can happen, and inexperienced or unsafe drivers might get behind the wheel.

Rideshare accidents are not always the fault of rideshare drivers. What happens in a scenario where you’re a passenger in a rideshare vehicle when another driver runs a red light and strikes you? Who is liable and what insurance covers you isn’t always clear, which is why you might benefit from the assistance of Uber & Lyft Accident Attorneys in Dayton, OH.

How Rideshare Insurance Works in Ohio

Navigating the intricacies of rideshare insurance in Ohio can be complex. Unlike traditional taxi services, Uber, Lyft and other rideshare drivers operate under their personal auto insurance policies. However, these policies often exclude coverage when driving for hire. To address this, rideshare companies provide additional insurance, but its applicability varies depending on the driver’s status at the time of the accident – whether they were waiting for a ride request, en route to pick up a passenger or during the ride itself. Understanding these nuances is vital to securing fair compensation after a rideshare accident.

Specific Scenarios in Which Uber, Lyft and Other Rideshare Drivers Are Covered by the Added Liability Protection of Rideshare Insurance

Rideshare insurance coverage comes into play in specific scenarios. When the rideshare app is off, the driver’s personal insurance is the primary coverage. Once the app is on and the driver is waiting for a ride request, a lower level of coverage from the rideshare company activates. This coverage significantly increases once the driver accepts a ride request and is en route to pick up the passenger, and it remains at this level until the passengers exit the vehicle.

If you’re not sure which insurance was active when your accident occurred, Uber & Lyft Accident Attorneys in Dayton, OH at the Buckeye Law Group can help.

Reasons Why Rideshare Accidents Happen

Rideshare accidents occur for many of the same reasons as other auto accidents, including distracted driving, speeding and driving under the influence. Unique to rideshare drivers, however, are factors such as frequent stopping and starting, rapid lane changes to pick up or drop off passengers and potential distraction from the rideshare app itself. These elements can lead to a higher risk of accidents.

Rights of Passengers and Other Drivers Involved in Rideshare Accidents

Passengers and other drivers involved in rideshare accidents have a right to seek compensation for injuries and damages incurred. This can involve filing a claim with the at-fault party’s insurance company, whether it’s the rideshare driver’s personal insurance, the rideshare company’s insurance, or another driver’s insurance. As experienced personal injury attorneys, the Buckeye Law Group is adept at identifying the responsible parties and fighting for our clients’ rights.

Navigating the aftermath of a rideshare accident can be a complex and stressful process, especially when dealing with the unique insurance challenges these cases present. Our Dayton accident lawyers, including our Uber & Lyft Accident Attorneys in Dayton, OH, are committed to guiding you through this difficult time, advocating for your rights, and pursuing the compensation you deserve.

Call us at 1-800-411-PAIN for a free case evaluation.