Rideshare Accident Lawyers in Ohio

Rideshare Accident Lawyers in Ohio

Our Attorneys Understand Rideshare Accident Liability Laws

Rideshare Accident Lawyers in Ohio are well-versed in the unique legal space that companies like Uber, Lyft, and DoorDash occupy. These companies blur the lines between commercial and personal driving, which complicates insurance and liability. Drivers who take jobs via these apps aren’t considered traditional commercial drivers like bus or taxi drivers and thus aren’t held to the same standards for commercial liability insurance and regulations.

Technically, Uber and Lyft drivers are only required to carry the minimum insurance that all drivers in Ohio must have—$25,000 bodily injury liability per person, $50,000 per accident, and $25,000 property damage liability coverage. If you find yourself involved in an accident with a rideshare driver, it’s important to consult Rideshare Accident Lawyers in Ohio to understand your legal rights and options.

The good news is that rideshare companies themselves carry more robust liability policies for drivers who are actively “on the clock,” providing extra coverage that can be crucial in accident cases. This can make a significant difference for victims, and Rideshare Accident Lawyers in Ohio can help navigate these complexities to ensure fair compensation.

Rideshare Insurance Coverage: What You Need to Know

Rideshare-provided coverage varies based on the driver’s status:

• If a driver is on the app and ready to accept rides but not actively transporting a passenger, their rideshare-provided coverage is:
  • $50,000 bodily injury per person
  • $100,000 bodily injury per accident
  • $25,000 property damage liability
• If they are actively transporting a paying passenger, the coverage includes:
  • $1,000,000 third-party liability
  • Uninsured/underinsured motorist injury coverage
  • Contingent comprehensive and collision coverage (with a $2,500 deductible)

This means if you were involved in an accident as a rideshare passenger, or if a rideshare driver caused your accident, there may be substantial insurance coverage available. To fully understand your rights, it’s vital to consult Rideshare Accident Lawyers in Ohio, who can help ensure that these policies are properly leveraged for your benefit.

Why Rideshare Accidents Can Be Complicated

Although it’s beneficial that rideshare companies carry higher insurance limits, this also complicates the legal process. With more money at stake, the rideshare companies’ insurance providers and legal teams often put up a bigger fight. Drivers in these cases are usually represented by Uber or Lyft’s legal teams rather than their personal insurance providers. This can make your case more challenging, but Rideshare Accident Lawyers in Ohio are experienced in overcoming these legal hurdles and fighting for the compensation you deserve.

These policy limits mean there’s often more money available to cover medical care, lost wages, and pain and suffering damages, but having more money on the line also means the insurance company has more to lose. Working with experienced Rideshare Accident Lawyers in Ohio is crucial to protect your rights and help you navigate the complex claims process.